About
Seasoned to see the numbers, strategic to map the path, principled to guard the mission
Strategic Insights for Lasting Business Success
Efrem Keith Simmons delivers expert consulting focused on empowering leaders to overcome challenges, redefine objectives, and foster growth with both purpose and profitability at the core. Efrem has 35 years of fixing broken balance sheets and quietly solving challenging problems to be known as The Problem Solver.


Guiding Leaders Toward Sustainable Growth
Meet the dedicated expert driving your business forward.

Efrem Keith Simmons, MALS, MPS, BBA,
profitability strategist
crisis-recovery architect
faith-fueled mentor
numbers heal when vision leads
The strategist leaders call when cash flow stalls and vision flat lines. For over three decades, Efrem has transformed chaos into measurable growth for business across the Mid-South.
When you business hits a financial roadblock, you need more than an accountant – you need a strategic partner who speaks both numbers and vision. Efrem Keith Simmons brings three decades of proven results, combining rigorous financial expertise with the rare ability to translate complex data into clear, actionable strategies.
His unique background spans public sector auditing, federal grant management, and private sector consulting. This diverse experience allows him to see financial challenges from multiple angles and craft solutions that work in the real world, not just on paper.
proven track record
$1 Million in missing assets recovered
As an auditor for Memphis City Schools, Efrem designed control systems that consistently uncovered roughly one million dollars in missing fixed assets annually while maintaining flawless reconciliation of a $500 million General Fund.
$5 Million Federal Grant Managed
When Shelby County Government needed flawless stewardship of a newly awarded Ryan White grant, they chose Efrem to negotiate provider contracts and guide the program to 100% federal compliance – zero findings, zero issues.
crisis turnaround specialist
At the Tennessee Department of Revenue, Efrem inherited a taxpayer service unit drowning in complaints. Within two years, the team was exceeding response time targets and earning praise from small-business owners.
current role & services
Senior business consultant at the consulting group inc.
Today, Efrem crafts loan-ready business models, negotiates tax workouts, and brings his fully equipped “mobile training lab” directly to boardrooms, libraries, and community centers across the Mid-South, His services include:
- Fractional CFO Consulting
- Crisis recovery and turnaround strategies
- Financial dashboard implementation
- Business model development
- Tax resolution and compliance
teaching & traINING excellENCE
400+ ProfesSIONALs/entrepreneurs trained with 9/10 Average satisfaction score
Certified as a DISC Profile Analyst and Agency Trainer for the State of Tennessee, Efrem has delivered over twenty public workshops for prestigious organizations including SCORE, the Tennessee Small Business Development Center, Pinnacle Bank Partners, the Memphis Library Foundation, and Successful Living Economic and Community Development Corporation.
His sessions cover critical topics from financial literacy to multiple income streams, consistently earning nine-out-of-ten satisfaction scores from participants who praise his ability to make complex concepts accessible and actionable.
Media & thought leadeRSHIP
Mic’d Up money podcast
Every week, Efrem breaks down profit psychology into plain language for faith-driven founders and entrepreneurs. His podcast has become a trusted resource for entrepreneurs seeking to align their values with their business strategies.
speaking & workshops
From intimate boardrooms sessions to large conference keynotes, Efrem delivers insights that stick. His presentations blend hard financial facts with inspiring vision, leaving audiences with both motivation and practical tools.
Personal mission
Beyond spreadsheets and strategies, Efrem serves as an ordained pastor, mentoring emerging leaders who want to create businesses that matter. His approach to financial consulting is deeply rooted in the belief that stewardship of people ranks just as high as stewardship of profit.
When not transforming businesses, Efrem enjoys spending moments with his wife of fifteen years, Melandy. Together they proudly cheer on three adult children and six energetic grandchildren – living proof that success isn’t just measured in dollars, but in the legacy, we leave behind.
ready to transform your finanCIAL future?
Whether you need a fractional CFO, a crisis recovery strategist, or a teacher who can turn complex finance into a fifteen-minute sprint, Efrem Keith Simmons stands ready to transform your crisis into comeback-and your mission into measurable bankable growth.